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All information is copyrighted.  Presentations are for personal use only.  Any public showing of PowerPoint slides is strictly forbidden.  Any changes, modifications and any other manipulations of the presentations must first be approved by the author. Downloaded files require the full version of Microsoft PowerPoint 95 or greater or the Microsoft PowerPoint Viewer, available from Microsoft.com.  Neither LERN, nor the author of the presentation is liable for any losses or damages.  The design of some presentation may have been slightly modified for better online or handout viewing.